Sophia’s Story

Phoenix, AZ

Sophia experienced a work-related injury that led to multiple surgeries. During her time with MDL, her financial situation deteriorated due to significant vehicle repairs. Sophia joined on 7/28/22 with 4 debts, including medical bills and credit card charges for auto repairs, totaling over $12,000.

MDL’s Assistance

Upon her enrollment:

MDL promptly dispatched Credit Bureau Dispute Letters to her original creditor, uncovering leverage points to build her case for debt invalidation.

Our legal team worked tirelessly to advocate for Sophia when she received a summons for a single debt that constituted more than half of her total enrolled debt.

An MDL attorney reviewed the Summons and devised a strategy to represent Sophia in court, emphasizing her severe hardships.

A Transformed Life

During her time with MDL, Sophia relied solely on social security benefits, using 90% of her income to pay down her outstanding debt, including high-interest rates.

MDL’s legal team fought vigorously to have the case dismissed without prejudice, ensuring her original credi-tors could not pursue this debt in the future.

The case was successfully dismissed.

We notified Sophia of the successful outcome, and she was extremely satisfied and grateful for the program.