Our Services
Effective Legal Solutions
With My Debt Lawyers, you gain access to our comprehensive client portal,
allowing you to upload, review, and track all your case documents. Throughout
the entire process, we maintain open communication to ensure you’re always
informed. You can also schedule a consultation with an attorney at any time to
discuss any concerns or questions you may have.
STEP 1
Legal Consultation
Receive a Tailored Legal Plan
When you sign up for our legal membership plan, our dedicated legal team will
meticulously review your case details and evidence. They will identify the optimal
strategy to address any unjust debts you might be facing.
During your consultation, you’ll work hand-in-hand with our experienced attorneys. They
will thoroughly assess your situation, pinpoint any legal infractions, and craft a bespoke
legal plan tailored to your needs. This plan will guide our team in managing your debt
resolution, handling all creditor communications, protecting your consumer rights, and
representing you in court.
As your retained attorney for all personal financial matters, we ensure you have
continuous access to our client portal. Here, you can upload and review all case
documents and track your progress. We maintain regular communication throughout the
entire process. You can reach out to our attorneys with any questions at any time, and
we also offer video consultations to address your concerns directly.
– Debt collectors requesting information from friends and family
– Public disclosure of information regarding the loan
At My Debt Lawyers, we take these violations seriously and build cases against third-party debt collectors to sue them for their violations. Clients can be
awarded up to $1,000 for each lawsuit involving a violation.
These legal services are offered for a predetermined flat fee, spread over a 2-year period to make the services more affordable. This fixed amount remains
unchanged, regardless of the complexity of your case.
STEP 2
Legal Protection
Put an end to the Harassment
My Debt Lawyers handles all correspondence with creditors and independent debt collectors, manages your mail,
and ensures your financial stability is safeguarded by a professional legal team. We stand up against
harassment, pursue legal action on your behalf, and hold creditors accountable for violations of the FDCPA,
FCBA, FCRA, and TILA. We act as your shield, your strongest ally. We’ll be your eyes and ears, supporting you at
every step, and defending your rights by ensuring your collectors and creditors comply with the FDCPA and other
relevant federal laws and regulations.
As a client of My Debt Lawyers, you are expected to:
- Provide all details and supporting documentation related to your debts.
- Forward any correspondence from debt collectors or creditors to us. - Respond to our team's requests, correspondence, or documentation promptly.
- Repay all debt modification settlements arranged on your behalf.
The Fair Debt Collection Practices
Act (FDCPA) was created to protect
consumers’ rights, shielding them
from unfair collection methods and
harassment.
What constitutes unfair collection practices or harassment?
- Harassment or threats from debt collectors over the phone
- Use of foul language by third- party debt collectors in their pursuit of payment
- Calls received outside the hours of 8 AM to 9 PM
- Receiving seven calls in succession
- Threats of lawsuits without the intention to follow through
- Debt collectors not disclosing their identity as a collection agency
- Outsiders posing as law enforcement or government officers
STEP 3
Debt Resolution
Achieving the Optimal Financial Outcome
At My Debt Lawyers, our legal specialists aim to invalidate your debt by requiring creditors to
prove its legitimacy. Should your debt be confirmed as valid, we will fiercely advocate for
your interests, negotiating with the other party to secure more favorable terms.
What Does This Mean for You?
- Genuine Progress: When you partner with us, our goal is to have your debt voided, eliminating the burden of continuous interest payments and helping you move forward financially.
- Better Results:The best-case scenario is a complete cancellation of your debt. If that isn't possible, we will negotiate on your behalf to make your debt more manageable and easier to pay off.
Various Debt Types We Handle:
- Credit Cards
- Medical Bills
- Unsecured Loans
- Payday Loans
- Judgments
- Repossessions
- Collection Accounts
- Utility Bills
- Past Due Rent
- Business Accounts under the SSN
- Accounts with Legal Action
What Does Validation Involve?
Debt validation is a formal process where
creditors must prove that you are legally
obligated to pay the debt. This right to
dispute incorrect debt allocations is
protected under the Fair Debt Collection
Practices Act (FDCPA). You can challenge
erroneous debt by appealing to the
collector within 30 days of their request for
payment. This request must clearly identify
the creditor and the amount owed, whether
communicated by phone or in writing. If the
initial contact is via phone, the collector
must send you a written notice within five
days. Act swiftly to utilize this opportunity
and protect your rights.
STEP 4
Legal Representation
Assurance of Defense
At My Debt Lawyers, we are committed to defending you in court, regardless of
the number of lawsuits you face related to your enrolled debts. This commitment
remains even after you stop making payments through My Debt Lawyers.
When you choose My Debt Lawyers as your legal representative, we actively build
a case in your favor against your creditors. We take a proactive approach, filing
lawsuits to prevent any forthcoming court summonses on your behalf. Moreover,
our legal services are provided at a fixed price, ensuring you don’t pay based on
the number of lawsuits we manage for you.
Our Legal Services Cover:
- Unsecured debt
- Extended credit lines
- Payday loans
- Personal identity theft
- Credit reporting agencies
- Credit monitoring agencies
- Agencies that pull credit
- Bank seizures
- Asset seizure
- Wage Garnishment Activities
Financial-Related Products:
- Bank Accounts
- Credit Cards
- Loan Offerings or Any Other Consumer Financial Product
- Financial Obligations Not Tied to the Security of an Asset
- Any Other Area Impacting the Financial Life of a Consumer
This is a challenge you can overcome!
Once you enroll with My Debt Lawyers, you’ll have the chance to
consult with one of our experienced attorneys. They will
evaluate your situation and provide guidance on the optimal
steps to take.